/* ============================================================
   БАНКИ ПЛАТЯТ — стили лендинга
   Дизайн-система перенесена с flameagencybanking.com
   ============================================================ */

:root{
  /* цвет */
  --blue:#0057FF;
  --blue-deep:#0043C4;
  --blue-dark:#00337A;
  --lavender:#E5E8FF;
  --lavender-2:#EEF0FF;
  --white:#FFFFFF;
  --grey:#F6F6F6;
  --ink:#0A0B0D;
  --ink-2:#2F2F2F;
  --muted:#656565;          /* даёт 4.81:1 на лаванде — самом светлом фоне сайта */
  /* Второстепенный текст на синем. Сплошной цвет, а не полупрозрачный белый:
     белый с alpha .8 даёт на #0057FF всего 4.0:1, этот — 4.76:1. */
  --on-blue-2:#E8EEFF;
  --line:#E1E4F0;
  --line-blue:rgba(255,255,255,.28);

  /* радиусы — три ступени вместо восьми в оригинале */
  --r-sm:8px;
  --r-md:24px;
  --r-pill:999px;

  /* типографика */
  --fs-hero:clamp(38px,7.6vw,92px);
  --fs-h2:clamp(30px,5.2vw,60px);
  --fs-h3:clamp(19px,2.2vw,24px);
  --fs-lead:clamp(16px,1.5vw,19px);
  --fs-body:17px;
  --fs-sm:15px;

  /* ритм */
  --sec-y:clamp(64px,9vw,124px);
  --wrap:1200px;
  --gutter:clamp(18px,4vw,32px);

  --shadow-card:0 2px 4px rgba(10,20,60,.03), 0 10px 30px rgba(10,20,60,.06);
  --shadow-pill:0 4px 14px rgba(10,20,60,.08), 0 1px 2px rgba(10,20,60,.05);
}

*,*::before,*::after{box-sizing:border-box}

html{scroll-behavior:smooth;scroll-padding-top:104px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

body{
  margin:0;
  background:var(--lavender);
  color:var(--ink-2);
  font-family:Onest,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  font-size:var(--fs-body);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

h1,h2,h3{margin:0;color:var(--ink);line-height:1.1;text-wrap:balance}
p{margin:0}
ul,ol,dl,dd{margin:0;padding:0;list-style:none}

img,svg{max-width:100%}

a{color:var(--blue);text-decoration:none}

:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:4px}
.rates :focus-visible,.site-foot :focus-visible{outline-color:#fff}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter);position:relative;z-index:2}

.skip{
  position:absolute;left:-9999px;top:0;z-index:200;
  background:var(--blue);color:#fff;padding:12px 20px;border-radius:0 0 var(--r-sm) 0;
}
.skip:focus{left:0}

.accent{color:var(--blue)}
.eyebrow{
  font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--blue);margin-bottom:2px;
}

/* ---------- появление ---------- */
.reveal{transition:opacity .55s ease, transform .55s ease}
html.js .reveal{opacity:0;transform:translateY(18px)}
html.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html.js .reveal{opacity:1;transform:none;transition:none}
}

/* ============================================================
   КНОПКИ
   ============================================================ */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:inherit;font-weight:600;line-height:1.2;
  border:2px solid transparent;border-radius:var(--r-pill);
  cursor:pointer;text-align:center;white-space:nowrap;
  transition:background-color .18s ease,color .18s ease,border-color .18s ease,transform .12s ease;
}
.btn:active{transform:translateY(1px)}

.btn-sm{padding:11px 22px;font-size:15px;min-height:44px}
.btn-lg{padding:17px 34px;font-size:17px;min-height:56px}
.btn-xl{padding:21px 44px;font-size:19px;min-height:64px}

.btn-primary{background:var(--blue);color:#fff;border-color:var(--blue)}
.btn-primary:hover{background:var(--blue-deep);border-color:var(--blue-deep)}

.btn-white{background:#fff;color:var(--blue);border-color:#fff}
.btn-white:hover{background:var(--lavender);border-color:var(--lavender)}

.btn-ghost{background:transparent;color:var(--blue);border-color:rgba(0,87,255,.35)}
.btn-ghost:hover{background:rgba(0,87,255,.07);border-color:var(--blue)}

/* ============================================================
   ШАПКА
   ============================================================ */
.site-head{
  position:sticky;top:0;z-index:60;
  padding:14px var(--gutter) 0;
}
.head-pill{
  max-width:var(--wrap);margin:0 auto;
  background:#fff;border-radius:var(--r-pill);
  box-shadow:var(--shadow-pill);
  display:flex;align-items:center;gap:20px;
  padding:9px 26px 9px 20px;
}

.brand{display:flex;align-items:center;gap:11px;color:var(--ink);flex:0 0 auto;min-height:44px}
.brand-mark{width:34px;height:34px;display:block;flex:0 0 auto}
.brand-mark svg{display:block;width:100%;height:100%}
.brand-text{
  display:flex;flex-direction:column;line-height:1;
  font-weight:700;font-size:14px;letter-spacing:.06em;
}
.brand-text span{color:var(--blue)}

.head-nav{display:flex;align-items:center;gap:26px;margin-left:auto}
.head-nav a{
  color:var(--ink-2);font-size:15px;font-weight:500;
  padding:11px 2px;min-height:44px;display:inline-flex;align-items:center;
  border-bottom:2px solid transparent;
}
.head-nav a:hover{color:var(--blue);border-bottom-color:var(--blue)}

/* Без кнопки в шапке на мобильном остаётся один логотип — поэтому пилюля
   сжимается по содержимому, а не тянется во всю ширину пустой полосой. */
@media (max-width:900px){
  .head-nav{display:none}
  .head-pill{width:max-content;padding:8px 22px 8px 16px}
}

/* ============================================================
   ДЕКОР
   ============================================================ */
.deco{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:0}
.arc{position:absolute;display:block}
.arc-1{left:-140px;top:-40px;width:min(34vw,420px);height:auto}
.arc-2{right:-150px;bottom:-90px;width:min(36vw,480px);height:auto}
.arc-3{right:-90px;top:20px;width:min(42vw,500px);height:auto}
.arc-4{left:-150px;top:40px;width:min(36vw,420px);height:auto}
@media (max-width:760px){
  .arc-2,.arc-4{display:none}
  .arc-1{width:70vw;left:-30vw}
  .arc-3{width:80vw;right:-36vw}
}

/* ============================================================
   ПЕРВЫЙ ЭКРАН
   ============================================================ */
.hero{
  position:relative;background:var(--lavender);
  padding:clamp(30px,4vw,54px) 0 clamp(50px,7vw,88px);
  overflow:hidden;
}
.hero-grid{position:relative}

.hero-copy{position:relative;z-index:2;max-width:min(100%,920px)}

/* лестничный заголовок */
.stair{display:flex;flex-direction:column;font-size:var(--fs-hero);font-weight:700;letter-spacing:-.03em;line-height:.94}
.stair span{display:block;white-space:nowrap}
.stair .l2{margin-left:.16em}
.stair .l3{margin-left:.34em}
.stair .l4{margin-left:.52em}
html.js .stair span{opacity:0;transform:translateX(-28px);transition:opacity .5s ease,transform .5s ease}
html.js .stair.in span{opacity:1;transform:none}
html.js .stair.in .l2{transition-delay:.07s}
html.js .stair.in .l3{transition-delay:.14s}
html.js .stair.in .l4{transition-delay:.21s}
@media (prefers-reduced-motion:reduce){
  html.js .stair span{opacity:1;transform:none;transition:none}
}

.lead{
  margin-top:clamp(16px,2.2vw,24px);
  max-width:min(52ch,590px);font-size:var(--fs-lead);line-height:1.6;color:var(--ink-2);font-weight:400;
}

.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:clamp(20px,2.6vw,26px)}

.proof{
  display:flex;align-items:center;gap:14px;
  margin-top:clamp(20px,2.6vw,28px);
  background:rgba(255,255,255,.72);
  border:1px solid rgba(255,255,255,.9);
  border-radius:var(--r-pill);
  padding:12px 22px 12px 12px;
  max-width:min(100%,520px);
}
.proof-badge{
  width:46px;height:46px;flex:0 0 auto;border-radius:50%;background:#fff;
  display:grid;place-items:center;box-shadow:0 2px 8px rgba(10,20,60,.08);
}
.proof-badge svg{width:24px;height:24px}
.proof p{font-size:var(--fs-sm);line-height:1.45;color:var(--ink-2)}
.proof b{color:var(--blue);font-weight:700;font-size:18px;font-variant-numeric:tabular-nums}

/* стеклянные карты */
.hero-art{
  position:absolute;right:0;bottom:0;z-index:1;
  width:min(46%,540px);min-height:clamp(240px,26vw,340px);
  pointer-events:none;
}
.cards-stack{position:relative;width:100%;height:100%;min-height:inherit}
.gcard{
  position:absolute;width:min(96%,420px);height:auto;
  filter:drop-shadow(0 22px 40px rgba(0,50,140,.18));
}
.gcard-a{left:4%;top:16%;transform:rotate(-9deg);z-index:3}
.gcard-b{left:20%;top:44%;transform:rotate(7deg);z-index:2;width:min(84%,360px);opacity:.95}
.gcard-c{left:36%;top:2%;transform:rotate(15deg);z-index:1;width:min(70%,300px);opacity:.75}

@media (max-width:1080px){
  .hero-art{width:min(52%,440px);opacity:.9}
}
@media (max-width:960px){
  .hero-art{
    position:static;width:100%;min-height:280px;
    margin-top:clamp(24px,4vw,40px);opacity:1;
  }
  .gcard-a{left:2%;top:8%}
  .gcard-b{left:26%;top:42%}
  .gcard-c{left:46%;top:0}
}
@media (max-width:560px){
  .hero-art{min-height:220px}
  .gcard{width:min(86%,290px)}
  .gcard-b{width:min(74%,250px)}
  .gcard-c{display:none}
  .proof{border-radius:var(--r-md);padding:14px 16px}
}

/* ============================================================
   СТАВКИ
   ============================================================ */
.rates{
  position:relative;background:var(--blue);color:#fff;
  padding:var(--sec-y) 0;overflow:hidden;
}
.rates h2,.rates h3{color:#fff}
.rates .eyebrow{color:var(--on-blue-2)}
.rates .sec-lead{color:var(--on-blue-2)}

.sec-head{max-width:66ch;margin-bottom:clamp(30px,4.4vw,52px)}
.sec-head h2{font-size:var(--fs-h2);font-weight:700;letter-spacing:-.025em;margin-bottom:14px}
.sec-lead{font-size:var(--fs-lead);line-height:1.6;color:var(--muted)}

.rate-grid{
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));
  gap:clamp(14px,1.6vw,20px);
}
@media (max-width:720px){.rate-grid{grid-template-columns:1fr}}
.rate-card{
  background:#fff;border-radius:var(--r-md);padding:clamp(22px,2.4vw,30px);
  display:flex;flex-direction:column;gap:14px;
}
.rate-top{display:flex;align-items:center;gap:13px}
.rate-ico{
  width:46px;height:46px;flex:0 0 auto;border-radius:var(--r-sm);
  background:var(--lavender);display:grid;place-items:center;
}
.rate-ico svg{width:26px;height:26px}
.rate-card h3{color:var(--ink);font-size:var(--fs-h3);font-weight:700;letter-spacing:-.01em}
.rate-desc{color:var(--muted);font-size:var(--fs-sm);line-height:1.55;flex:1 1 auto}

.rate-nums{
  display:flex;flex-direction:column;gap:10px;
  border-top:1px solid var(--line);padding-top:16px;margin-top:2px;
}
.rate-nums>div{display:flex;align-items:baseline;justify-content:space-between;gap:12px}
.rate-nums dt{color:var(--muted);font-size:14px}
.rate-nums dd{
  color:var(--ink);font-weight:600;font-size:16px;
  font-variant-numeric:tabular-nums;white-space:nowrap;
}
.rate-nums dd.big{color:var(--blue);font-weight:700;font-size:clamp(19px,2vw,23px)}

.rate-note{
  margin-top:clamp(22px,2.6vw,30px);max-width:74ch;
  color:var(--on-blue-2);font-size:var(--fs-sm);line-height:1.6;
}
.rate-cta{margin-top:clamp(24px,3vw,34px)}

/* ============================================================
   КАК ЭТО РАБОТАЕТ
   ============================================================ */
.how{background:#fff;padding:var(--sec-y) 0}
.steps{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
  gap:clamp(14px,1.6vw,20px);counter-reset:step;
}
.step{
  background:var(--grey);border-radius:var(--r-md);
  padding:clamp(22px,2.4vw,30px);
  display:flex;flex-direction:column;gap:9px;
}
.step-n{
  color:var(--blue);font-weight:700;font-size:15px;
  letter-spacing:.04em;text-transform:uppercase;
}
.step h3{font-size:var(--fs-h3);font-weight:700;letter-spacing:-.01em}
.step p{color:var(--muted);font-size:var(--fs-sm);line-height:1.6}

/* ============================================================
   БЕЗОПАСНОСТЬ
   ============================================================ */
.safe{position:relative;background:var(--lavender);padding:var(--sec-y) 0;overflow:hidden}
.safe-grid{
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));
  gap:clamp(14px,1.6vw,20px);
}
@media (max-width:720px){.safe-grid{grid-template-columns:1fr}}
.safe-card{
  background:#fff;border-radius:var(--r-md);
  padding:clamp(22px,2.4vw,30px);
  display:flex;flex-direction:column;gap:12px;
}
.safe-card.accent-card{
  background:var(--blue);color:#fff;
}
.safe-card.accent-card h3{color:#fff}
.safe-card.accent-card p{color:var(--on-blue-2)}
.safe-card.accent-card .safe-ico{background:rgba(255,255,255,.16)}
.safe-card.accent-card .safe-ico svg *{stroke:#fff}

.safe-ico{
  width:48px;height:48px;border-radius:var(--r-sm);
  background:var(--lavender);display:grid;place-items:center;
}
.safe-ico svg{width:27px;height:27px}
.safe-card h3{font-size:var(--fs-h3);font-weight:700;letter-spacing:-.01em}
.safe-card p{color:var(--muted);font-size:var(--fs-sm);line-height:1.6}


/* ============================================================
   ДРУЗЬЯ
   ============================================================ */
.refer{
  position:relative;background:var(--blue);color:#fff;
  padding:var(--sec-y) 0;overflow:hidden;
}
.refer h2,.refer h3{color:#fff}
.refer .eyebrow{color:var(--on-blue-2)}
.refer .sec-lead{color:var(--on-blue-2)}
.arc-5{left:-160px;bottom:-80px;width:min(34vw,440px);height:auto}

.refer-grid{
  display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  gap:clamp(16px,2vw,26px);align-items:start;
}

.refer-stat{
  background:#fff;border-radius:var(--r-md);
  padding:clamp(26px,3vw,36px);
  display:flex;flex-direction:column;gap:10px;
}
.refer-num{
  color:var(--blue);font-weight:700;letter-spacing:-.03em;line-height:1;
  font-size:clamp(38px,5.4vw,62px);font-variant-numeric:tabular-nums;
}
.refer-cap{color:var(--ink);font-size:clamp(16px,1.7vw,18px);font-weight:600;line-height:1.4}
.refer-note{
  color:var(--muted);font-size:14px;line-height:1.55;
  border-top:1px solid var(--line);padding-top:14px;margin-top:4px;
}

.refer-points{display:flex;flex-direction:column;gap:clamp(12px,1.4vw,16px)}
.refer-point{
  display:flex;gap:16px;align-items:flex-start;
  /* затемняем, а не осветляем: осветление синего роняет контраст белого текста */
  background:rgba(0,0,0,.12);
  border:1px solid rgba(255,255,255,.22);
  border-radius:var(--r-md);
  padding:clamp(18px,2vw,24px);
}
.refer-ico{
  width:44px;height:44px;flex:0 0 auto;border-radius:var(--r-sm);
  background:rgba(255,255,255,.16);display:grid;place-items:center;
}
.refer-ico svg{width:25px;height:25px}
.refer-point h3{font-size:clamp(17px,1.9vw,20px);font-weight:700;letter-spacing:-.01em;margin-bottom:5px}
.refer-point p{color:var(--on-blue-2);font-size:var(--fs-sm);line-height:1.55}

.refer-cta{
  margin-top:clamp(24px,3vw,34px);
  display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;
}
.refer-cta-note{color:var(--on-blue-2);font-size:var(--fs-sm);line-height:1.5;max-width:44ch}

@media (max-width:820px){
  .refer-grid{grid-template-columns:1fr}
}

/* ============================================================
   ВОПРОСЫ
   ============================================================ */
.faq{background:#fff;padding:var(--sec-y) 0}
.faq-wrap{max-width:900px}
.faq-list{display:flex;flex-direction:column;gap:10px}

.qa{
  background:var(--grey);border-radius:var(--r-md);
  overflow:hidden;
}
.qa summary{
  display:flex;align-items:center;justify-content:space-between;gap:18px;
  padding:20px clamp(20px,2.4vw,28px);
  cursor:pointer;list-style:none;
  font-size:clamp(16px,1.9vw,19px);font-weight:600;color:var(--ink);
  min-height:44px;
}
.qa summary::-webkit-details-marker{display:none}
.qa summary:hover{color:var(--blue)}

.qa summary i{
  position:relative;width:22px;height:22px;flex:0 0 auto;
}
.qa summary i::before,.qa summary i::after{
  content:"";position:absolute;left:50%;top:50%;background:var(--blue);
  border-radius:2px;transform:translate(-50%,-50%);
  transition:transform .22s ease,opacity .22s ease;
}
.qa summary i::before{width:16px;height:2.5px}
.qa summary i::after{width:2.5px;height:16px}
.qa[open] summary i::after{transform:translate(-50%,-50%) scaleY(0);opacity:0}

.qa-body{padding:0 clamp(20px,2.4vw,28px) 22px}
.qa-body p{color:var(--muted);font-size:var(--fs-sm);line-height:1.68;max-width:72ch}

/* ============================================================
   ФИНАЛЬНЫЙ ПРИЗЫВ
   ============================================================ */
.final{background:var(--lavender);padding:0 0 var(--sec-y)}
.final-panel{
  position:relative;background:#fff;border-radius:clamp(24px,3vw,40px);
  padding:clamp(48px,7vw,88px) clamp(24px,4vw,60px);
  text-align:center;overflow:hidden;
  display:flex;flex-direction:column;align-items:center;gap:0;
}
.final-ellipse{
  position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);
  width:min(104%,1030px);height:min(86%,480px);pointer-events:none;
}
.final-title{
  position:relative;z-index:1;
  font-size:clamp(44px,9vw,104px);font-weight:700;letter-spacing:-.035em;line-height:.95;
}
.final-lead{
  position:relative;z-index:1;
  margin-top:clamp(18px,2.4vw,26px);max-width:46ch;
  color:var(--muted);font-size:var(--fs-lead);line-height:1.6;
}
/* кнопка ПОД заголовком, а не поверх — главная ошибка исходного сайта */
.final-panel .btn{position:relative;z-index:1;margin-top:clamp(24px,3vw,34px)}
.final-note{
  position:relative;z-index:1;margin-top:16px;
  color:var(--muted);font-size:14px;
}

/* ============================================================
   ПОДВАЛ
   ============================================================ */
.site-foot{background:var(--blue);color:#fff;padding:clamp(44px,6vw,72px) 0 32px}
.site-foot a{color:#fff}
.site-foot .brand-text{color:#fff;font-size:16px}
.site-foot .brand-text span{color:var(--on-blue-2)}

.foot-grid{
  display:grid;grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(0,1fr));
  gap:clamp(24px,3vw,40px);
}
.foot-brand p{margin-top:14px;max-width:38ch;color:var(--on-blue-2);font-size:var(--fs-sm);line-height:1.6}
.foot-col{display:flex;flex-direction:column;gap:11px;align-items:flex-start}
.foot-h{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--on-blue-2)}
.foot-col a{
  font-size:var(--fs-sm);color:#fff;
  min-height:44px;display:inline-flex;align-items:center;
  border-bottom:1px solid transparent;
}
.foot-col a:hover{border-bottom-color:rgba(255,255,255,.7)}
.foot-legal{color:var(--on-blue-2);font-size:14px;line-height:1.55}

.foot-bottom{
  margin-top:clamp(32px,4vw,52px);padding-top:24px;
  border-top:1px solid rgba(255,255,255,.22);
  display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:flex-start;
}
.foot-bottom p{color:var(--on-blue-2);font-size:13.5px;line-height:1.6;max-width:74ch}
.foot-copy{white-space:nowrap;display:flex;flex-direction:column;gap:6px;align-items:flex-start}

/* «оставить заявку» — намеренно не выделяется: тот же цвет, размер и
   начертание, что у текста рядом. Ни подчёркивания, ни рамки, ни курсора-руки
   сверх обычного. Вертикальные отступы увеличивают область нажатия,
   не меняя вид. */
.foot-plain{
  appearance:none;background:none;border:0;padding:12px 0;margin:0;
  font:inherit;color:inherit;text-align:left;cursor:pointer;
}
.foot-plain:hover{color:#fff}
.foot-copy-line{padding:2px 0}

@media (max-width:860px){
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:520px){
  .foot-grid{grid-template-columns:1fr}
}

/* ============================================================
   ЛИПКАЯ КНОПКА НА МОБИЛЬНОМ
   ============================================================ */
/* Плавающая пилюля по центру, а не полоса во всю ширину: не режет страницу
   надвое и не спорит по весу с кнопками внутри секций. */
.sticky-cta{
  position:fixed;left:0;right:0;bottom:0;z-index:55;
  padding:0 var(--gutter) calc(16px + env(safe-area-inset-bottom));
  display:flex;justify-content:center;
  pointer-events:none;
  transform:translateY(160%);
  transition:transform .3s ease;
}
.sticky-cta.show{transform:none}
.sticky-cta .btn{
  pointer-events:auto;
  padding-left:40px;padding-right:40px;
  box-shadow:0 10px 26px rgba(10,20,60,.26);
}
/* Показывается и на десктопе: кнопки в шапке нет, и это единственный
   постоянный доступ к связи при длинном скролле. */
@media (min-width:901px){
  .sticky-cta{padding-bottom:26px}
}
@media (prefers-reduced-motion:reduce){.sticky-cta{transition:none}}

/* ============================================================
   МОДАЛКА
   ============================================================ */
.modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;padding:20px}
.modal[hidden]{display:none}
.modal-back{position:absolute;inset:0;background:rgba(6,12,40,.55);animation:fade .2s ease}
.modal-card{
  position:relative;width:min(100%,480px);
  background:#fff;border-radius:clamp(20px,3vw,28px);
  padding:clamp(26px,4vw,38px);
  box-shadow:0 30px 70px rgba(4,10,40,.32);
  animation:pop .24s cubic-bezier(.2,.9,.3,1.1);
  max-height:calc(100dvh - 40px);overflow-y:auto;
}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes pop{from{opacity:0;transform:translateY(14px) scale(.97)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){
  .modal-back,.modal-card{animation:none}
}

.modal-x{
  position:absolute;right:14px;top:14px;
  width:44px;height:44px;display:grid;place-items:center;
  background:transparent;border:0;border-radius:50%;
  color:var(--muted);cursor:pointer;
}
.modal-x:hover{background:var(--grey);color:var(--ink)}
.modal-x svg{width:22px;height:22px}

.modal-card h2{font-size:clamp(23px,3.4vw,29px);font-weight:700;letter-spacing:-.02em;padding-right:40px}
.modal-lead{margin-top:10px;color:var(--muted);font-size:var(--fs-sm);line-height:1.55}

.chan-list{display:flex;flex-direction:column;gap:10px;margin-top:clamp(20px,2.6vw,26px)}
.chan{
  display:flex;align-items:center;gap:14px;
  padding:15px 18px;border-radius:var(--r-md);
  background:var(--grey);color:var(--ink);
  border:2px solid transparent;min-height:44px;
  transition:background-color .16s ease,border-color .16s ease,transform .12s ease;
}
.chan:hover{background:var(--lavender-2);border-color:var(--blue);transform:translateX(2px)}
.chan-ico{
  width:44px;height:44px;flex:0 0 auto;border-radius:50%;
  display:grid;place-items:center;background:var(--blue);color:#fff;
}
.chan-ico svg{width:24px;height:24px}
.chan-vk .chan-ico{background:#0077FF}
.chan-text{display:flex;flex-direction:column;line-height:1.3;flex:1 1 auto}
.chan-text b{font-size:17px;font-weight:600}
.chan-text i{font-style:normal;font-size:13.5px;color:var(--muted)}
.chan-arrow{width:22px;height:22px;flex:0 0 auto;color:var(--muted)}
.chan-arrow svg{width:100%;height:100%}
.chan:hover .chan-arrow{color:var(--blue)}

.modal-note{
  margin-top:18px;padding-top:16px;border-top:1px solid var(--line);
  color:var(--muted);font-size:13.5px;line-height:1.5;
}

body.locked{overflow:hidden}

/* ============================================================
   ФОРМА ЗАЯВКИ
   ============================================================ */
.lead-form{display:flex;flex-direction:column;gap:16px;margin-top:clamp(20px,2.6vw,26px)}

.fld{display:flex;flex-direction:column;gap:7px}
.fld-l{font-size:14px;font-weight:600;color:var(--ink)}
.fld-l i{font-style:normal;font-weight:400;color:var(--muted)}

.fld input,
.fld textarea{
  font-family:inherit;font-size:16px;color:var(--ink);
  background:var(--grey);border:2px solid transparent;border-radius:var(--r-sm);
  padding:13px 15px;width:100%;min-height:48px;resize:vertical;
  transition:border-color .16s ease,background-color .16s ease;
}
.fld input::placeholder,
.fld textarea::placeholder{color:#9A9A9A}
.fld input:hover,.fld textarea:hover{background:#F0F0F0}
.fld input:focus,.fld textarea:focus{
  outline:none;background:#fff;border-color:var(--blue);
}
.fld.invalid input,.fld.invalid textarea{border-color:#D92D20;background:#FFF5F4}

.fld-err{display:none;font-size:13px;color:#B42318;line-height:1.4}
.fld.invalid .fld-err{display:block}

.chk{display:flex;align-items:flex-start;gap:11px;cursor:pointer;padding:2px 0}
.chk input{
  appearance:none;flex:0 0 auto;width:22px;height:22px;margin-top:1px;
  border:2px solid var(--line);border-radius:6px;background:#fff;cursor:pointer;
  transition:background-color .16s ease,border-color .16s ease;
}
.chk input:checked{
  background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;
  border-color:var(--blue);
}
.chk input:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.chk span{font-size:13.5px;line-height:1.5;color:var(--muted)}
/* вертикальные отступы расширяют область нажатия, не сдвигая строку */
.chk a{border-bottom:1px solid rgba(0,87,255,.4);padding:13px 2px}
.chk.invalid input{border-color:#D92D20}

[data-err-consent]{display:none;font-size:13px;color:#B42318;line-height:1.4;margin-top:-8px}
[data-err-consent].show{display:block}

.form-submit{width:100%;margin-top:4px}
.form-submit[disabled]{opacity:.6;cursor:progress}

.form-status{font-size:14px;line-height:1.5;text-align:center;display:none}
.form-status.show{display:block}
.form-status.ok{color:#067647}
.form-status.err{color:#B42318}